Getting Rid of Student Loans

by Lynn on July 30, 2014

Imagine if you could make your student loan disappear. According to American Student Assistance, a non-profit that aims to educate young people about money say it is possible.

Both the federal and state government, as well as some non-profit organizations offer loan “forgiveness” programs. Do the right paperwork and you could be loan free.

While there is no single comprehensive listing of loan forgiveness programs, there are programs for some specific professions. Here are a few of those:

Law school graduates who become a district attorney or a public defender are eligible to apply for the John R. Justice student loan repayment program. This program pays up to $4,000 a year towards an eligible applicant’s debt up to the maximum of $60,000 per graduate.

The National Health Service Corps offers an even more generous program for health professionals. This program repays up to $60,000 in debt in just two years for students working in medicine, dentistry or mental health in underserved communities. Graduates who are willing to work part-time on medical research could eliminate up to $35,000 in debt per year with a program funded by The National Institutes of Health.

If you are willing to trade a few years of service for loan forgiveness you are in luck. There are various federally funded loan repayment programs for fire fighters, teachers, nurses, librarians, speech pathologists and employees of non-profits.  The programs don’t typically ask graduates to work for free but they might receive less pay in order to repay the loan. The value of the loan repayment is likely to more than compensate for the lost wages.

Because there is no comprehensive list of forgiveness programs it pays to do your research. There are many organization’s websites that can help students find the right fit.

{ Comments on this entry are closed }

Ways to Update Your Bathroom

by Lynn on July 23, 2014

Want to update your bathroom with a huge remodeling project? With a few simple updates you can change your old outdated bathroom to something more eye appealing. And the best part is you can do it all yourself with little to no cost!

Replacing a toilet seat

This is so simple and takes no time at all. If your toilet works just fine, but your toilet seat is outdated or worn out, a quick swap can really improve things. Start by removing the old seat by using a deep well socket to unscrew the bolt. A little WD-40 can help to loosen things up if needed. Line up the new toilet seat and bolt into place. And you are done!

Replace your shower head

Having a great shower head can make taking a shower a whole new experience. Find one that fits what you have been dreaming of, whether it’s one that creates a waterfall effect, or one with a hand held shower head. Typically replacing your shower head is as easy as unscrewing the old one and screwing on the new one! And for added benefit, pick one that saves on water.

Update your hardware

Updating your towel holders, soap dishes and toilet paper holder can really add a whole new look to a bathroom. Outdated hardware can make your bathroom look like it’s from the 1970s so pick new hardware that is modern and fits the overall look of the bathroom. Replacing hooks and towel holders is an easy DIY project as long as you know how. Many of these don’t have exposed screws, but they do have a tiny screw underneath each side that needs to be removed in order to lift off the wall mount.

Get new towels

And this includes bath mats, shower curtains and window curtains. Updating all these things can change the color scheme all together. Just make sure if you aren’t going to repaint that you pick colors and patterns that compliment the existing wall color. Bathrooms look best in neutral colors, or lighter shades of blues, greens and yellows.

 

{ Comments on this entry are closed }

Stop Summer Brain Drain

July 16, 2014

Did you know that your kids can lose from one to three months of learning over the summer? Studies suggest kids lose the most in math. Don’t spend the summer going in reverse. There are many online sites that can help stop the summer brain drain. National Geographic Kids: offers great nature videos, activities, games, [...]

Read More >>

Tips on Taking Real Estate Photos

July 9, 2014

There is truth in the  popular saying, “A picture is worth a thousand words”.  A picture reveals details in a way that words cannot describe. In the real estate business, we rely on photography to showcase the best features of the homes we are seeking to sell. Without quality pictures, it will be difficult for [...]

Read More >>

Save on Utility Bills

July 2, 2014

Did you know the average family spends over $1600 a year on utility bills alone?   Here are some simple steps you can take to not only save energy but also put some money back in your pocket. Put your thermostat to work The U.S. Department of Energy (DOE) recommends setting your air conditioner at 74 [...]

Read More >>

Single-Family – 57 Hapgood Way Shrewsbury, MA 01545 is now new to the market!

June 30, 2014

RUSH to this lovely home in the PATON school district because it won’t last long! With it’s appealing corner lot and great Shrewsbury Center neighborhood you’ll love the location and it’s easy access to major highways, shopping on Route 9, local schools and commuter rail in adjoining town of Grafton. 2012 Interior updates included new [...]

Read More >>

Condo – 6 Chrislin Way Natick, MA 01760 JUST SOLD!

June 27, 2014

Everything about this bright and sunny property is appealing! Built in 2003, it still looks and feels like new construction. Stand-alone 2 level townhouse style condo with carport and off street parking. All 6 condos on the cul-de-sac at Chrislin Village were each designed to reflect a New England style home. This one is the [...]

Read More >>

Single-Family – 15 Pleasant Street Ashland, MA 01721 JUST SOLD!

June 27, 2014

Check it all off your list, the updates are already DONE! In 2003 this home underwent a fully permitted and professionally completed 2nd story addition & full renovation transforming it into a beautiful Garrison Colonial. Renovations included Roof-Siding-Windows-Doors-Kitchen w/ stainless steel appliances & tile flooring-2 full bathrooms w/ tile floors – Heating & Cooling Systems [...]

Read More >>